Home improvement financing the way it should be. Simple.

Affordable monthly payments with low interest!*
Based on your credit score, we will help you choose the best plan with a positive return on investment
*on approved credit
No credit score programs*
We offer energy efficiency programs that are based on your home equity and NOT on your credit score
*on approved credit
Up to 12 months with 0% interest and no monthly payments*
Same as cash if paid off during the promotional period. Promotional period can vary between 6 months to 12 months depending on project amount.
*on approved credit

Make your dream home a reality

We offer the best payment plans in the industry! 

Since every project is different, it’s important to “tailor” the right payment plan to the homeowner’s financials. In Atticare, we work with 7 different partners to ensure a perfect fit.

  • Easy application, get approved in minutes
  • Soft inquiry without impacting your credit 1
  • No-interest, no-payment plans up to 12 months 2
  • No prepayment penalties – pay the loan in full at any time

Frequently Asked Questions About Financing

Q: Are there any early prepayment penalties in case I want to pay off the loan early?
A: You can pay off the loan amount at any point and you’ll only pay for the interest that has already accrued. There are no prepayment penalties.

Q: How long does the approval process take?
A: The approval process is quick and usually we can have a pre-approval within a few minutes! 

Q: Can I cancel my loan and is there any fee to cancel?
A: Yes you can cancel any time before signing the funding forms and the lander will not charge you any cancellation fee.

Q: Will my credit score be affected by applying for the loan?
A: No. It takes only a soft credit check in order to get a pre-approval.

*1 No hard credit check required to receive pre-approvals or calculate terms and payments. Benji® hard credit check occurs after terms are selected, before documents can be eSigned. LendingPointTM hard credit check occurs after financing documents have been signed.

*2 No payments are required during the promotional period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the

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