Financing

Home improvement financing that makes your project affordable

Flexible payment plans for attic, crawl space, insulation and HVAC work. Checking your options takes about 5 minutes and won't affect your credit score.

Check if you qualify Call 888-743-7243
  • Soft credit check
  • Approval in minutes
  • No prepayment penalties
Atticare estimator reviewing financing options with a homeowner at his kitchen table

A payment plan for every project

We work with trusted lending partners so we can match the right plan to your budget, not the other way around.

0% interest for up to 12 months*

No interest and no monthly payments for up to 12 months. Pay it off within the promo period and it's the same as paying cash.

Rates as low as 8.99% APR*

Low fixed monthly payments that fit your budget, so you can fix the problem now and keep your savings.

Home equity options*

Approval based mainly on your home's equity, not just your credit score. A great fit for larger projects.

Two ways to pay over time

Not sure which fits? Your Atticare estimator will walk you through both at your appointment.

Fast and simple

Credit-based loan

Best for: homeowners with good credit, or homes with less equity.

  • Approval based on your credit and income
  • No lien on your home and no appraisal
  • Decision in minutes, often during your appointment
  • Includes our 0% for 12 months option

Offered through GoodLeap.

Get pre-qualified

Lowest monthly payment

Home equity line (HELOC)

Best for: bigger projects, or homeowners with strong equity.

  • Pre-approval in under 2 minutes with a soft credit check
  • Terms up to 30 years for lower monthly payments
  • Borrow up to $750,000, for any part of your project
  • Funding in as little as 5 days

Offered through Figure. Secured by your home. An origination fee of 0% to 4.99% may apply.

Apply for home equity financing

How it works

  1. 1

    Free inspection

    We inspect your attic or crawl space and give you a clear estimate.

  2. 2

    Pick your plan

    Your estimator explains your options and helps you choose the best fit.

  3. 3

    Apply in minutes

    A short application with a soft credit check. No impact on your score.

  4. 4

    We get to work

    Once you're approved, we schedule your project. A healthier home starts now.

Most of our clients finance, even when they have the cash.

It keeps savings free for anything else life brings. Apply just to see. It takes about 5 minutes and won't affect your credit.

See what you qualify for

Our lending partners

Financing questions

Will checking my options affect my credit score?

No. Checking your rate uses a soft credit inquiry, which does not affect your score. A hard inquiry only happens if you choose a loan and move forward.

How fast will I get an answer?

Most decisions come back in minutes, often while your estimator is still at your home. Home equity pre-approval takes under 2 minutes, and funding can happen in as little as 5 days.

Can I pay off my loan early?

Yes. There are no prepayment penalties. You can pay the loan in full at any time.

Will there be a lien on my home?

Not with a credit-based loan. A home equity line (HELOC) is secured by your home and recorded as a second lien behind your mortgage, which is what allows larger amounts and lower payments.

What if I don't pay off the 0% plan within 12 months?

Interest then applies at the loan's standard rate. Your estimator will show you the numbers up front so there are no surprises.

What can I finance?

Any Atticare project, including attic and crawl space restoration, insulation, rodent proofing, air sealing and HVAC work.

Can I cancel my loan?

Yes. You can cancel at any time before signing the funding documents, and the lender will not charge a cancellation fee.

See what you qualify for

Tell us a little about your project and we'll walk you through your financing options. No obligation, and no impact on your credit.

888-743-7243

Mon to Fri 8:00 am to 5:00 pm
Sat 9:30 am to 4:00 pm

Financing disclosures

*All financing is on approved credit and provided by third-party lenders, not by Atticare. Rates, terms, loan amounts and approval depend on your credit, income, home equity, loan amount and term, and are subject to change.

Rates as low as 8.99% APR offered through GoodLeap for qualified borrowers. Your actual rate depends on your credit, loan amount and term.

0% promotional plan: no interest and no payments during the promotional period of up to 12 months. If the balance is not paid in full by the end of the promotional period, interest applies at the loan's standard rate. See your loan agreement for full terms.

Home equity lines of credit are secured by your home and recorded as a lien. Terms up to 30 years, amounts up to $750,000, and an origination fee of 0% to 4.99% depending on credit and state. Funding times are estimates.

Checking your rate uses a soft credit inquiry and does not affect your credit score. A hard inquiry may occur if you accept a loan offer.